{"id":3880,"date":"2022-09-27T13:57:02","date_gmt":"2022-09-27T04:57:02","guid":{"rendered":"https:\/\/media.samurai-net.co.jp\/?p=3880"},"modified":"2023-01-28T01:27:47","modified_gmt":"2023-01-27T16:27:47","slug":"credit-card-security-guidelines-3-0","status":"publish","type":"post","link":"https:\/\/www.samurai-net.co.jp\/media\/credit-card-security-guidelines-3-0\/","title":{"rendered":"\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u30103.0\u7248\u3011\u3092\u89e3\u8aac\uff01"},"content":{"rendered":"\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u30b3\u30f3\u30c6\u30f3\u30c4<\/p><ul class=\"toc_list\"><li><a href=\"#i\"><span class=\"toc_number toc_depth_1\">1<\/span> \u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u3068\u306f\uff1f<\/a><\/li><li><a href=\"#30\"><span class=\"toc_number toc_depth_1\">2<\/span> \u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u30103.0\u7248\u3011\u306e\u6982\u8981\u3092\u3054\u7d39\u4ecb\uff01<\/a><\/li><li><a href=\"#30-2\"><span class=\"toc_number toc_depth_1\">3<\/span> \u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u30103.0\u7248\u3011\u306e\u6539\u8a02\u3055\u308c\u305f\u30dd\u30a4\u30f3\u30c8\u3068\u306f\uff1f<\/a><\/li><li><a href=\"#i-2\"><span class=\"toc_number toc_depth_1\">4<\/span> \u4e8b\u696d\u8005\u304c\u884c\u3063\u3066\u3044\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5bfe\u7b56\u3092\u89e3\u8aac\uff01<\/a><\/li><li><a href=\"#i-3\"><span class=\"toc_number toc_depth_1\">5<\/span> \u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u4e0d\u6b63\u5229\u7528\u3092\u9632\u3050\uff01\u5229\u7528\u8005\u304c\u3067\u304d\u308b\u5bfe\u51e6\u6cd5<\/a><\/li><li><a href=\"#30-3\"><span class=\"toc_number toc_depth_1\">6<\/span> \u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u30103.0\u7248\u3011\u306b\u6e96\u62e0\u3057\u305f\u30b7\u30b9\u30c6\u30e0\u3092\u958b\u767a\u3059\u308b\u306b\u306f<\/a><\/li><\/ul><\/div>\n<h2 class=\"wp-block-heading\"><span id=\"i\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u3068\u306f\uff1f<\/span><\/h2>\n\n\n\n<p>\u65e5\u672c\u3067\u3082\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u5316\u304c\u9032\u307f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306f\u751f\u6d3b\u306b\u6b20\u304b\u305b\u306a\u3044\u3082\u306e\u306b\u306a\u3063\u3066\u304d\u307e\u3057\u305f\u3002<br> \u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u666e\u53ca\u3059\u308b\u307b\u3069\u3001\u3084\u306f\u308a\u6c17\u306b\u306a\u308b\u306e\u304c\u305d\u306e\u5b89\u5168\u6027\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p><span class=\"important-under\"><span class=\"important-bold\">\u5b89\u5168\u3067\u5b89\u5fc3\u306a\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5229\u7528\u74b0\u5883\u3092\u6574\u5099\u3059\u308b\u305f\u3081\u3001\u60c5\u5831\u4fdd\u8b77\u3068\u4e0d\u6b63\u5229\u7528\u306e\u9632\u6b62\u3092\u76ee\u7684\u3068\u3057\u3066\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u53d6\u5f15\u306b\u95a2\u308f\u308b\u4e8b\u696d\u8005\u304c\u5b9f\u65bd\u3059\u3079\u304d\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5bfe\u7b56\u306e\u53d6\u308a\u7d44\u307f\u3092\u3068\u308a\u307e\u3068\u3081\u305f\u3082\u306e\u3001\u305d\u308c\u304c\u300c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u300d\u3067\u3059\u3002<\/span><\/span><\/p>\n\n\n\n<p>\u300c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u300d\u306f\u5272\u8ce6\u8ca9\u58f2\u6cd5\u304c\u898f\u5b9a\u3059\u308b\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5bfe\u7b56\u7fa9\u52d9\u306e\u300c\u5b9f\u52d9\u4e0a\u306e\u65b9\u91dd\u300d\u3068\u4f4d\u7f6e\u3065\u3051\u3089\u308c\u3066\u304a\u308a\u3001\u63b2\u3052\u3089\u308c\u3066\u3044\u308b\u63aa\u7f6e\u3092\u540c\u7b49\u4ee5\u4e0a\u306b\u8b1b\u3058\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5bfe\u7b56\u306e\u57fa\u6e96\u3092\u6e80\u305f\u3057\u3066\u3044\u308b\u3068\u8a8d\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u300c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u300d\u306f2020\u5e743\u6708\u306b1.0\u7248\u30012021\u5e743\u6708\u306b2.0\u7248\u304c\u767a\u8868\u3055\u308c\u307e\u3057\u305f\u3002<br>\n\u3057\u304b\u3057\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u60c5\u5831\u6f0f\u6d29\u3084\u3001\u4e0d\u6b63\u5229\u7528\u306f\u5e74\u3005\u5897\u52a0\u3057\u3001\u624b\u53e3\u3082\u5de7\u5999\u5316\u3057\u3066\u3044\u307e\u3059\u3002<br>\n\u305d\u3053\u3067\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u3067\u793a\u3059\u5185\u5bb9\u304c\u6539\u5b9a\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<p><span class=\"important-under\"><span class=\"important-bold\">2022\u5e74\uff08\u4ee4\u548c4\u5e74\uff093\u6708\u3001\u4e00\u822c\u793e\u56e3\u6cd5\u4eba\u65e5\u672c\u30af\u30ec\u30b8\u30c3\u30c8\u5354\u4f1a\u304c\u4e8b\u52d9\u5c40\u3092\u52d9\u3081\u308b\u300c\u30af\u30ec\u30b8\u30c3\u30c8\u53d6\u5f15\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5bfe\u7b56\u5354\u8b70\u4f1a\u7b2c8\u56de\u672c\u4f1a\u8b70\u300d\u304c\u958b\u50ac\u3055\u308c\u3001\u6700\u65b0\u3068\u306a\u308b\u30103.0\u7248\u3011\u304c\u53d6\u308a\u307e\u3068\u3081\u3089\u308c\u307e\u3057\u305f\u3002<\/span><\/span><\/p>\n\n\n\n<p>\u5185\u5bb9\u306f\u6bb5\u968e\u7684\u306b\u5b9f\u65bd\u3055\u308c\u307e\u3059\u304c\u3001\u76f4\u8fd1\u3067\u306f2022\u5e7410\u6708\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u300c3-D\u30bb\u30ad\u30e5\u30a21.0\u300d\u306e\u53d6\u6271\u3044\u304c\u7d42\u4e86\u3057\u3001\u300c3-D\u30bb\u30ad\u30e5\u30a22.0\u300d\u3078\u79fb\u884c\u304c\u5fc5\u9808\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u307e\u305f\u3001\u540c\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u52a0\u76df\u5e97\u7533\u8acb\u306e\u5be9\u67fb\u3082\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5bfe\u7b56\u304c\u4e07\u5168\u304b\u3069\u3046\u304b\u306e\u78ba\u8a8d\u304c\u5f37\u5316\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span id=\"30\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u30103.0\u7248\u3011\u306e\u6982\u8981\u3092\u3054\u7d39\u4ecb\uff01<\/span><\/h2>\n\n\n\n<p><span class=\"important-under\"><span class=\"important-bold\">\u300c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u30103.0\u7248\u3011\u300d\u306e\u6539\u5b9a\u306e\u4e3b\u306a\u30dd\u30a4\u30f3\u30c8\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u60c5\u5831\u306e\u4fdd\u8b77\u5bfe\u7b56\u3068\u3001\u4e0d\u6b63\u5229\u7528\u3078\u306e\u5bfe\u7b56\u306e\u53d6\u308a\u7d44\u307f\u306b\u3064\u3044\u3066\u3068\u306a\u308a\u307e\u3059\u3002<\/span><\/span><\/p>\n\n\n\n<p>\u3053\u3061\u3089\u3082\u30012022\u5e7410\u6708\u3088\u308a\u5be9\u67fb\u304c\u5f37\u5316\u3055\u308c\u308b\u9805\u76ee\u306e\u305f\u3081\u3001\u81ea\u793e\u306e\u72b6\u6cc1\u306b\u3064\u3044\u3066\u78ba\u8a8d\u304c\u5fc5\u8981\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u60c5\u5831\u306e\u4fdd\u8b77\u5bfe\u7b56<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\u30fb\u52a0\u76df\u5e97\u306b\u304a\u3051\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u60c5\u5831\u306e\u975e\u4fdd\u6301\u5316\u3001\u8106\u5f31\u6027\u5bfe\u7b56\u3001\u30a6\u30a4\u30eb\u30b9\u5bfe\u7b56\u3001\u7ba1\u7406\u8005\u6a29\u9650\u306e\u7ba1\u7406\u3001\u30c7\u30d0\u30a4\u30b9\u7ba1\u7406\u7b49\u306e\u6f0f\u3048\u3044\u9632\u6b62\u5bfe\u7b56\u306e\u5b9f\u65bd<\/h4>\n\n\n\n<p><span class=\"important-under\"><span class=\"important-bold\">\u81ea\u793e\u88fd\u54c1\u3092EC\u30b5\u30a4\u30c8\u4e0a\u3067\u8ca9\u58f2\u3057\u3066\u3044\u308b\u5834\u5408\u7b49\u3001EC\u30b5\u30a4\u30c8\u81ea\u4f53\u304c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u756a\u53f7\u306a\u3069\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u60c5\u5831\u306e\u4fdd\u5b58\u7b49\u3092\u884c\u308f\u306a\u3044\u3053\u3068\u304c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u60c5\u5831\u306e\u975e\u4fdd\u6301\u5316\u3068\u306a\u308a\u307e\u3059\u3002<\/span><\/span>\u307e\u305f\u3001EC\u30b5\u30a4\u30c8\u7b49\u3067\u306f\u8106\u5f31\u6027\u5bfe\u7b56\u3001\u30a6\u30a4\u30eb\u30b9\u5bfe\u7b56\u7b49\u3082\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>EC\u30b5\u30a4\u30c8\u306e\u7ba1\u7406\u753b\u9762\u7b49\u306e\u30b7\u30b9\u30c6\u30e0\u306e\u7ba1\u7406\u8005\u6a29\u9650\u3084\u62c5\u5f53\u8005\u304c\u5229\u7528\u3059\u308b\u30c7\u30d0\u30a4\u30b9\u3082\u9069\u5207\u306b\u7ba1\u7406\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u30fb\u30ab\u30fc\u30c9\u4f1a\u793e\u3001\u6c7a\u6e08\u4ee3\u884c\u4f1a\u793e\u3001EC\u30e2\u30fc\u30eb\u4e8b\u696d\u8005\u3001\u30b3\u30fc\u30c9\u6c7a\u6e08\u4e8b\u696d\u8005\u3001EC\u30b7\u30b9\u30c6\u30e0\u63d0\u4f9b\u4f1a\u793e\u306a\u3069\u306e\u300cPCI DSS\u300d\u6e96\u62e0<\/h4>\n\n\n\n<p><span class=\"important-under\"><span class=\"important-bold\">\u300cPCI DSS\u300d\u3068\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u696d\u754c\u306b\u304a\u3051\u308b\u3001\u30ab\u30fc\u30c9\u306e\u4f1a\u54e1\u30c7\u30fc\u30bf\u3092\u5b89\u5168\u306b\u53d6\u308a\u6271\u3046\u305f\u3081\u306e\u56fd\u969b\u7684\u306a\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u57fa\u6e96\u3067\u3059\u3002<\/span><\/span><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u30fb\u52a0\u76df\u5e97\u3067\u306e\u6697\u8a3c\u756a\u53f7\u5165\u529b\u306e\u30b9\u30ad\u30c3\u30d7\u6a5f\u80fd\u306e\u5ec3\u6b62\uff082025\u5e743\u6708\u307e\u3067\u306b\u5b9f\u65bd\uff09<\/h4>\n\n\n\n<p><span class=\"important-under\"><span class=\"important-bold\">\u305d\u3082\u305d\u3082\u6697\u8a3c\u756a\u53f7\u306e\u5165\u529b\u30b9\u30ad\u30c3\u30d7\u6a5f\u80fd\u306f\u30ab\u30fc\u30c9\u4f1a\u54e1\u304c\u6697\u8a3c\u756a\u53f7\u3092\u5fd8\u308c\u3066\u3057\u307e\u3063\u305f\u6642\u306e\u6551\u6e08\u63aa\u7f6e\u3067\u3042\u308a\u3001\u6d77\u5916\u767a\u884c\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5834\u5408\u306f\u6697\u8a3c\u756a\u53f7\u30b9\u30ad\u30c3\u30d7\u6a5f\u80fd\u3092\u8a31\u53ef\u3057\u306a\u3044\u8a2d\u5b9a\u3068\u306a\u3063\u3066\u3044\u308b\u3082\u306e\u3082\u3042\u308a\u307e\u3059\u3002<\/span><\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u507d\u9020\u9632\u6b62\u306b\u3088\u308b\u4e0d\u6b63\u5229\u7528\u5bfe\u7b56<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u6c7a\u6e08\u7aef\u672b\u306eIC\u5316<\/h4>\n\n\n\n<p><span class=\"important-under\"><span class=\"important-bold\">\u300cIC\u300d\u3068\u306f\u300cIntegrated Circuit\u300d\u306e\u7565\u3067\u3001\u5f93\u6765\u306e\u78c1\u6c17\u30ab\u30fc\u30c9\u3068\u6bd4\u3079\u3066\u69cb\u9020\u304c\u8907\u96d1\u306b\u306a\u3063\u3066\u304a\u308a\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u6a5f\u80fd\u3082\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/span><\/span><br> \u65e5\u672c\u306f\u6b27\u7c73\u3068\u6bd4\u3079\u3066IC\u5316\u304c\u9045\u308c\u3066\u304a\u308a\u3001IC\u3068\u78c1\u6c17\u30c6\u30fc\u30d7\u304c\u4f75\u7528\u3055\u308c\u3066\u3044\u308b\u30ab\u30fc\u30c9\u304c\u591a\u304b\u3063\u305f\u306e\u3067\u3059\u304c\u3001\u3053\u306e\u3088\u3046\u306a\u72b6\u6cc1\u3067\u306f\u30b9\u30ad\u30df\u30f3\u30b0\u306e\u88ab\u5bb3\u3092\u53d7\u3051\u308b\u53ef\u80fd\u6027\u304c\u6b8b\u3063\u3066\u3057\u307e\u3046\u305f\u3081\u3001IC\u5316\u304c\u7fa9\u52d9\u3065\u3051\u3089\u308c\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">EC\u53d6\u5f15\u306b\u304a\u3051\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u60c5\u5831\u306e\u4e0d\u6b63\u5229\u7528\u5bfe\u7b56<\/h3>\n\n\n\n<p>\u30fbEC\u52a0\u76df\u5e97\u3001\u6c7a\u6e08\u4ee3\u884c\u4f1a\u793e\u3001\u30ab\u30fc\u30c9\u4f1a\u793e\u306b\u3088\u308b\u3001EMV3-D\u30bb\u30ad\u30e5\u30a2\u7b49\u306e\u672c\u4eba\u8a8d\u8a3c\u3001\u5238\u9762\u8a8d\u8a3c\uff08\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30b3\u30fc\u30c9\uff09\u3001\u4e0d\u6b63\u691c\u77e5\u30b7\u30b9\u30c6\u30e0\u3001\u4e0d\u6b63\u914d\u9001\u5148\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u306e\u7167\u5408\u3001\u56fa\u5b9a\u30d1\u30b9\u30ef\u30fc\u30c9\u304b\u3089\u30ef\u30f3\u30bf\u30a4\u30e0\u30d1\u30b9\u30ef\u30fc\u30c9\u3078\u306e\u79fb\u884c\u306a\u3069\u3068\u3044\u3063\u305f\u3001\u4e0d\u6b63\u5229\u7528\u5bfe\u7b56\u306e\u5b9f\u65bd\u304c\u6c42\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u30fbEMV3-D\u30bb\u30ad\u30e5\u30a2<\/h4>\n\n\n\n<p><span class=\"important-under\"><span class=\"important-bold\">\u300cEMV3-D\u30bb\u30ad\u30e5\u30a2\u300d\u3068\u306f\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u306a\u3069\u306b\u304a\u3044\u3066\u3001\u5b89\u5168\u306b\u30ab\u30fc\u30c9\u6c7a\u6e08\u3092\u884c\u3046\u305f\u3081\u306e\u672c\u4eba\u8a8d\u8a3c\u30b5\u30fc\u30d3\u30b9\u3067\u3059\u3002<\/span><\/span>\u5177\u4f53\u7684\u306a\u65b9\u6cd5\u3068\u3057\u3066\u306f\u3001EC\u30b5\u30a4\u30c8\u3067\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u60c5\u5831\u3092\u5165\u529b\u3057\u305f\u5f8c\u306b\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u306e\u4f1a\u54e1\u30b5\u30a4\u30c8\u7b49\u306b\u9077\u79fb\u3057\u3066\u3001\u767b\u9332\u3057\u305f\u30d1\u30b9\u30ef\u30fc\u30c9\u3092\u5165\u529b\u3059\u308b\u3053\u3068\u3067\u672c\u4eba\u3067\u3042\u308b\u3053\u3068\u3092\u62c5\u4fdd\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u30fb\u5238\u9762\u8a8d\u8a3c<\/h4>\n\n\n\n<p>\u300c\u5238\u9762\u8a8d\u8a3c\u300d\u306f\u3001\u30ab\u30fc\u30c9\u756a\u53f7\u3068\u306f\u5225\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u88cf\u9762\u306b\u5370\u5b57\u3055\u308c\u3066\u3044\u308b\u30013\u6841\u307e\u305f\u306f4\u6841\u306e\u6570\u5b57\u3092\u6c7a\u6e08\u6642\u306b\u5165\u529b\u3059\u308b\u4ed5\u7d44\u307f\u3067\u3059\u3002<span class=\"important-under\"><span class=\"important-bold\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u756a\u53f7\u3060\u3051\u3067\u306f\u306a\u304f\u3001\u88cf\u9762\u306b\u5370\u5b57\u3055\u308c\u3066\u3044\u308b\u30b3\u30fc\u30c9\u3082\u5165\u529b\u5fc5\u9808\u306b\u3059\u308b\u3053\u3068\u3067\u3001\u4e0d\u6b63\u5229\u7528\u3055\u308c\u306b\u304f\u3044\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002<\/span><\/span><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u30fb\u30ef\u30f3\u30bf\u30a4\u30e0\u30d1\u30b9\u30ef\u30fc\u30c9<\/h4>\n\n\n\n<p>\u300c\u30ef\u30f3\u30bf\u30a4\u30e0\u30d1\u30b9\u30ef\u30fc\u30c9\u300d\u3068\u306f\u30011\u5ea6\u3060\u3051\u6709\u52b9\u306a\u4f7f\u3044\u6368\u3066\u306e\u30d1\u30b9\u30ef\u30fc\u30c9\u306e\u3053\u3068\u3067\u3059\u3002\u4f8b\u3048\u3070\u3001\u6240\u6709\u3057\u3066\u3044\u308b\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u306b\u30ef\u30f3\u30bf\u30a4\u30e0\u30d1\u30b9\u30ef\u30fc\u30c9\u7ba1\u7406\u7528\u306e\u30a2\u30d7\u30ea\u3092\u30a4\u30f3\u30b9\u30c8\u30fc\u30eb\u3057\u3066QR\u30b3\u30fc\u30c9\u3092\u8aad\u307f\u53d6\u308b\u3053\u3068\u3067\u5229\u7528\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u305f\u308a\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u306e\u30b7\u30b9\u30c6\u30e0\u306b\u767b\u9332\u3057\u3066\u304a\u304f\u3053\u3068\u3067SMS\u7b49\u3067\u30ef\u30f3\u30bf\u30a4\u30e0\u30d1\u30b9\u30ef\u30fc\u30c9\u304c\u9001\u3089\u308c\u304f\u308b\u3088\u3046\u306a\u4ed5\u7d44\u307f\u7b49\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u30fb\u4e0d\u6b63\u691c\u77e5\u30b7\u30b9\u30c6\u30e0<\/h4>\n\n\n\n<p><span class=\"important-under\"><span class=\"important-bold\">\u4e0d\u6b63\u691c\u77e5\u30b7\u30b9\u30c6\u30e0\u3068\u306f\u3001\u65e5\u3005\u306e\u53d7\u6ce8\u5b9f\u7e3e\u7b49\u3092\u30e2\u30cb\u30bf\u30ea\u30f3\u30b0\u3059\u308b\u3053\u3068\u3067\u3001EC\u30b5\u30a4\u30c8\u5074\u3067\u6c7a\u6e08\u3092\u4e2d\u6b62\u3059\u308b\u3053\u3068\u3067\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u4e0d\u6b63\u5229\u7528\u3092\u9632\u304e\u307e\u3059\u3002<\/span><\/span>\u76d7\u96e3\u3055\u308c\u305f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u4e0d\u6b63\u5229\u7528\u3055\u308c\u305f\u5834\u5408\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5951\u7d04\u8005\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u306b\u5bfe\u3057\u3066\u30c1\u30e3\u30fc\u30b8\u30d0\u30c3\u30af\u3092\u3059\u308b\u3088\u3046\u306b\u7533\u3057\u51fa\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u307e\u305f\u3001\u4e0d\u6b63\u691c\u77e5\u30b7\u30b9\u30c6\u30e0\u3067\u691c\u77e5\u3057\u305f\u30a2\u30ab\u30a6\u30f3\u30c8\u306e\u914d\u9001\u5148\u4f4f\u6240\u306e\u60c5\u5831\u3092\u84c4\u7a4d\u3059\u308b\u3053\u3068\u3067\u3001\u5546\u54c1\u306e\u767a\u9001\u3092\u4e8b\u524d\u306b\u6b62\u3081\u308b\u306a\u3069\u306e\u4e0d\u6b63\u5229\u7528\u5bfe\u7b56\u65b9\u6cd5\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u30fb\u30c1\u30e3\u30fc\u30b8\u30d0\u30c3\u30af\u5bfe\u7b56<\/h4>\n\n\n\n<p><span class=\"important-under\"><span class=\"important-bold\">\u30c1\u30e3\u30fc\u30b8\u30d0\u30c3\u30af\u3068\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u304c\u6c7a\u6e08\u3057\u305f\u4ee3\u91d1\u306e\u58f2\u4e0a\u3092\u53d6\u6d88\u3057\u3059\u308b\u3053\u3068\u3067\u3059\u3002<\/span><\/span>\u305d\u306e\u305f\u3081\u3001EC\u30b5\u30a4\u30c8\u5074\u3068\u3059\u308b\u3068\u58f2\u4e0a\u3068\u3057\u3066\u8a08\u4e0a\u3057\u3066\u3044\u305f\u3082\u306e\u304c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u307e\u305f\u306f\u6c7a\u6e08\u4f1a\u793e\u304b\u3089\u632f\u308a\u8fbc\u307e\u308c\u306a\u3044\u3001\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u30ea\u30b9\u30af\u3092\u5c11\u3057\u3067\u3082\u6e1b\u3089\u3059\u305f\u3081\u306b\u3082\u3001\u4e0d\u6b63\u691c\u77e5\u30b7\u30b9\u30c6\u30e0\u3092\u5c0e\u5165\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u30fb\u30da\u30cd\u30c8\u30ec\u30fc\u30b7\u30e7\u30f3\u30c6\u30b9\u30c8\u3084\u8106\u5f31\u6027\u8a66\u9a13\u306e\u5b9f\u65bd<\/h4>\n\n\n\n<p>\u3053\u3061\u3089\u306f\u6c7a\u6e08\u4ee5\u5916\u306e\u90e8\u5206\u306b\u3082\u95a2\u308f\u308a\u307e\u3059\u304c\u3001EC\u30b5\u30a4\u30c8\u306a\u3069\u306eWeb\u4e0a\u3067\u69cb\u7bc9\u3059\u308b\u30b7\u30b9\u30c6\u30e0\u306f\u30da\u30cd\u30c8\u30ec\u30fc\u30b7\u30e7\u30f3\u30c6\u30b9\u30c8\u3084\u8106\u5f31\u6027\u8a66\u9a13\u306e\u5b9f\u65bd\u3092\u6c42\u3081\u3089\u308c\u307e\u3059\u3002\u3053\u3061\u3089\u306b\u3064\u3044\u3066\u306f\u3001\u7279\u306b\u5b9f\u65bd\u57fa\u6e96\u306a\u3069\u306f\u8a2d\u3051\u3089\u308c\u3066\u306f\u3044\u306a\u3044\u3088\u3046\u3067\u3059\u304c\u3001\u4fe1\u983c\u3067\u304d\u308b\u65b9\u6cd5\u3067\u306e\u691c\u67fb\u304c\u5fc5\u8981\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\u300c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u30103.0\u7248\u3011\u300d\u3067\u306f\u3001\u3053\u308c\u3089\u306e\u53d6\u308a\u7d44\u307f\u3092\u5c0e\u5165\u3059\u308b\u3053\u3068\u3067\u3001\u3088\u308a\u5b89\u5168\u306a\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u6c7a\u6e08\u306e\u4ed5\u7d44\u307f\u3092\u5b9f\u73fe\u3059\u308b\u3053\u3068\u304c\u6c42\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span id=\"30-2\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u30103.0\u7248\u3011\u306e\u6539\u8a02\u3055\u308c\u305f\u30dd\u30a4\u30f3\u30c8\u3068\u306f\uff1f<\/span><\/h2>\n\n\n\n<p><span class=\"important-under\"><span class=\"important-bold\">2022\u5e743\u6708\u306b\u516c\u8868\u3055\u308c\u305f\u300c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u30103.0\u7248\u3011\u300d\u306f\u30012020\u5e743\u6708\u306e1.0\u7248\u30012021\u5e743\u6708\u306e2.0\u7248\u306b\u7d9a\u304f\u53d6\u308a\u7d44\u307f\u5f37\u5316\u306e\u6539\u5b9a\u3068\u306a\u308a\u307e\u3059\u3002<\/span><\/span><\/p>\n\n\n\n<p>\u6539\u5b9a\u306e\u30dd\u30a4\u30f3\u30c8\u3068\u3057\u3066\u3042\u3052\u3089\u308c\u308b\u306e\u304c\u3001\u300cEMV 3-D\u30bb\u30ad\u30e5\u30a2\uff083-D\u30bb\u30ad\u30e5\u30a2 2.0\uff09\u300d\u3067\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u4e0d\u6b63\u5229\u7528\u5bfe\u7b56\u5f37\u5316\u3067\u3059\u3002\u300c3-D\u30bb\u30ad\u30e5\u30a2 2.0\u300d\u3068\u3082\u547c\u3070\u308c\u3001\u3053\u308c\u307e\u3067\u306f\u5168\u3066\u306e\u53d6\u5f15\u3067\u8a8d\u8a3c\u3092\u884c\u306a\u3063\u3066\u3044\u305f\u306e\u306b\u5bfe\u3057\u3001\u30ea\u30b9\u30af\u304c\u9ad8\u3044\u53d6\u5f15\u3067\u306f\u8a8d\u8a3c\u306b\u3088\u308a\u5b89\u5168\u6027\u3092\u78ba\u4fdd\u3057\u306a\u304c\u3089\u3082\u30ea\u30b9\u30af\u306e\u4f4e\u3044\u53d6\u5f15\u3067\u306f\u8a8d\u8a3c\u3092\u7701\u7565\u3059\u308b\u3053\u3068\u3067\u5229\u7528\u8005\u306e\u5229\u4fbf\u6027\u306e\u5411\u4e0a\u3092\u5b9f\u73fe\u3057\u307e\u3059\u3002\u306a\u304a\u3001\u524d\u8ff0\u306e\u3068\u304a\u308a\u3001\u300c3-D\u30bb\u30ad\u30e5\u30a21.0\u300d\u306f\u30012022\u5e7410\u6708\u3067\u53d6\u308a\u6271\u3044\u304c\u7d42\u4e86\u3057\u30012.0\u3078\u306e\u79fb\u884c\u304c\u5fc5\u9808\u3068\u306a\u308b\u305f\u3081\u3001\u30b7\u30b9\u30c6\u30e0\u6539\u4fee\u306a\u3069\u306e\u5bfe\u5fdc\u304c\u5fc5\u8981\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p><span class=\"important-under\"><span class=\"important-bold\">\u307e\u305f\u3001\u56fa\u5b9a\u30d1\u30b9\u30ef\u30fc\u30c9\u304b\u3089\u30ef\u30f3\u30bf\u30a4\u30e0\u30d1\u30b9\u30ef\u30fc\u30c9\u3078\u306e\u79fb\u884c\u3084\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u5229\u7528\u3059\u308b\u6642\u306e\u30ab\u30fc\u30c9\u4f1a\u54e1\u3078\u306e\u901a\u77e5\u306e\u5b9f\u65bd\u306a\u3069\u3082\u30dd\u30a4\u30f3\u30c8\u3068\u3057\u3066\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/span><\/span><\/p>\n\n\n\n<p>\u306a\u304a\u3001\u300c3D\u30bb\u30ad\u30e5\u30a22.0\u300d\u306b\u3064\u3044\u3066\u306f\u3001\u3053\u3061\u3089\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3092\u3057\u3066\u304a\u308a\u307e\u3059\u306e\u3067\u3001\u5408\u308f\u305b\u3066\u3054\u89a7\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote has-midnight-gradient-background has-background has-link-color wp-elements-d8d4a43b455bebfe91805f9a9aaee92e\">\n<p><a href=\"https:\/\/media.samurai-net.co.jp\/3dsecure2-0-commentary-credit-card\/\">3D\u30bb\u30ad\u30e5\u30a22.0\u306b\u3064\u3044\u3066\u5206\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac\uff01\u5bfe\u5fdc\u3059\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3082\u7d39\u4ecb\uff01<\/a><\/p>\n<\/blockquote>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span id=\"i-2\">\u4e8b\u696d\u8005\u304c\u884c\u3063\u3066\u3044\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5bfe\u7b56\u3092\u89e3\u8aac\uff01<\/span><\/h2>\n\n\n\n<p>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306b\u95a2\u3059\u308b\u4e8b\u6545\u306f\u4e3b\u306b\u6b21\u306e2\u3064\u306b\u5927\u5225\u3059\u308b\u3068\u3044\u308f\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u4e0d\u6b63\u5229\u7528<\/h3>\n\n\n\n<p><span class=\"important-under\"><span class=\"important-bold\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u4e0d\u6b63\u5229\u7528\u306e\u5bfe\u7b56\u3068\u3057\u3066\u3042\u3052\u3089\u308c\u308b\u306e\u304c\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3068\u6c7a\u6e08\u7aef\u672b\u306eIC\u5316\u306e\u5b9f\u73fe\u3067\u3059\u3002<\/span><\/span><\/p>\n\n\n\n<p>\u3053\u308c\u307e\u3067\u306e\u78c1\u6c17\u30ab\u30fc\u30c9\u306b\u3088\u308b\u6c7a\u7b97\u65b9\u6cd5\u3067\u306f\u3001\u30b9\u30ad\u30df\u30f3\u30b0\u306e\u6050\u308c\u304c\u3042\u308a\u307e\u3059\u3002IC\u5316\u3059\u308b\u3053\u3068\u306b\u3088\u3063\u3066\u30ab\u30fc\u30c9\u60c5\u5831\u304c\u6697\u53f7\u5316\u3055\u308c\u308b\u306e\u3067\u3001\u507d\u9020\u30ab\u30fc\u30c9\u306e\u4f7f\u7528\u9632\u6b62\u306b\u3064\u306a\u304c\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30ab\u30fc\u30c9\u60c5\u5831\u306e\u6f0f\u3048\u3044<\/h3>\n\n\n\n<p>\u30ab\u30fc\u30c9\u60c5\u5831\u306e\u6f0f\u3048\u3044\u3092\u9632\u3050\u305f\u3081\u306b\u306f\u3001\u52a0\u76df\u5e97\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c9\u60c5\u5831\u306e\u975e\u4fdd\u6301\u5316\u3001\u30ab\u30fc\u30c9\u60c5\u5831\u3092\u4fdd\u6301\u3059\u308b\u4e8b\u696d\u8005\u306ePCIDSS\u6e96\u62e0\u304c\u6c42\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>EC\u306b\u304a\u3051\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u6c7a\u6e08\u306b\u306f\u3001\u30ab\u30fc\u30c9\u306e\u60c5\u5831\u304cEC\u4e8b\u696d\u8005\u306e\u30b5\u30fc\u30d0\u30fc\u3092\u901a\u904e\u3059\u308b\u901a\u904e\u578b\u3068\u3001\u901a\u904e\u3057\u306a\u3044\u975e\u901a\u904e\u578b\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u3046\u3061\u3001\u901a\u904e\u578b\u306e\u4e2d\u306b\u306f\u30ab\u30fc\u30c9\u60c5\u5831\u304c\u4e8b\u696d\u8005\u5074\u306e\u30b5\u30fc\u30d0\u30fc\u306b\u4fdd\u5b58\u3055\u308c\u308b\u3082\u306e\u304c\u3042\u308a\u307e\u3059\u3002<span class=\"important-under\"><span class=\"important-bold\">\u305d\u306e\u305f\u3081\u3001\u901a\u904e\u578b\u306f\u975e\u901a\u904e\u578b\u3068\u304f\u3089\u3079\u60c5\u5831\u306e\u6f0f\u3048\u3044\u304c\u304a\u3053\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/span><br>\n\u3053\u306e\u305f\u3081\u3001\u30ab\u30fc\u30c9\u60c5\u5831\u3092\u901a\u904e\u30fb\u51e6\u7406\u30fb\u4fdd\u5b58\u3055\u305b\u306a\u3044\u3053\u3068\u304c\u6c42\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p><span class=\"important-under\"><span class=\"important-bold\">\u300cPCIDSS\u300d\u3068\u306f\u3001\u56fd\u969b\u7684\u306a\u30ab\u30fc\u30c9\u30d6\u30e9\u30f3\u30c9\u3067\u3042\u308b\u300cAmerican Express\u300d\u300cDiscover\u300d\u300cJCB\u300d\u300cMasterCard\u300d\u300cVISA\u300d\u306e5\u793e\u304c\u5171\u540c\u3067\u7b56\u5b9a\u3057\u305f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u696d\u754c\u306b\u304a\u3051\u308b\u56fd\u969b\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u57fa\u6e96\u3067\u3059\u3002<\/span><\/span><\/p>\n\n\n\n<p>\u300cPCIDSS\u300d\u306f12\u306e\u6848\u4ef6\u306b\u57fa\u3065\u304d\u3001\u7d04400\u3082\u306e\u8981\u6c42\u4e8b\u9805\u304b\u3089\u69cb\u6210\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u60c5\u5831\u306e\u4fdd\u8b77\u306b\u7279\u5316\u3057\u3066\u304a\u308a\u3001\u6c42\u3081\u3089\u308c\u308b\u30ec\u30d9\u30eb\u304c\u9ad8\u3044\u3053\u3068\u304c\u7279\u5fb4\u3067\u3059\u3002<br>\n\u6e96\u62e0\u3059\u308b\u3068\u8981\u6c42\u4e8b\u9805\u3092\u3059\u3079\u3066\u30af\u30ea\u30a2\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span 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